FAQ

Below are the some of the most frequently asked questions by our clients.

I don’t have paystubs, can I still apply for a loan?
Ans: Yes you can. Ant proof of income will do.

I have a bad credit score, can I still apply for a loan?
Ans: For hard money loan, a good credit score is not a requirement. We only need a good credit score for unsecured personal loan. We also have other services to help you get a better credit score. We offer trade lines and credit repair.

Is there any upfront fees?
Ans: No, we do not charge upfront fees.

What kind of loans do you offer?
Ans:  We offer Hard Money Loans, Mortgage, Auto-Loans. Refinancing, etc…
Check this link for further details:
https://www.alexandraropati.com/services-2

When can I get funded if I applied for a loan?
Ans:  You can get funded in seven days after you have submitted all the necessary requirements need.

How do you wire the cash to me if I applied for a loan?
Ans: We will transfer the funds to your bank account.

What is the minimum amount I can loan?
Ans: There is no minimum amount.

Do you do debt consolidation?
Ans: Yes, we do.

I do not have a bank account, can I still apply for a loan?
Ans: Yes you can. You can have a co-borrower who has a bank account.

Do you give 100% financing for fix and flip?
Ans: We fund  80% of the purchasing price and 100% of the rehab project. We could also give you another loan for the remaining 20% of the purchasing price.

Will my credit score be affected if you check my credit score?
Ans: After you get funded, we will remove the inquiry on your credit report thus it will not affect your credit score.

I do not have a car, can I still apply to your company?
Ans: We can help you get financing for your car. Also we do not require our agent to have cars.

I have a bad credit score, can I still get a car loan?
Ans: Sure, you can.

I want to purchase a house, can you help me?
Ans. Yes, we can. We offer home loans with competitive rate and terms.

I want to expand my business and I have a bad credit score, can I still apply for a loan?
Ans: Yes, you can. Your credit score is not a requirement.

I want to purchase a property, do you require down payment?
Ans: We fund 80% of the purchasing price of the property. But we can also give you another loan for the remaining 20%.

Can I get a fix and flip loan even though I do not have a property yet?
Ans: Yes, you can. We have a list of off market houses that we can give to you.